1. Prequalification: Usually the first step to a home purchase is getting pre-qualified for a loan. By doing so, you can shop for a home that fits your budget with knowledge and confidence and as a pre-qualified buyer, your offer on a home is more likely to be accepted. This process begins with an initial consultation with your Atlantic Prime Mortgage Loan Officer. We will ask you to share your goals and financial situation so we can recommend the financing options that you will qualify for and that may be best for you and your family.